As much as some well intentioned folks would like to blame one person or another party, it just simply does not appear to be that simple.  Reading these articles, and others, I can't help but wonder if we, as a nation/society/culture will learn anything lasting from the painful lessons we are reaping.

How Regulating Greed Contributed to The Current Financial Crisis

Address financial crisis, calmly

What Caused The Financial Crisis Of 2008?